Credit system for SMEs is to build the basic work. SMEs are an important force in the national economy, but the financing of SMEs is seriously restricting their development. Banks in accordance with state regulations, the construction of credit system for SMEs as a solution to the problem of financing SMEs, a breakthrough, relying on the business credit system, and actively promote the establishment of SME credit file.
       Credit file history, is precious intangible corporate asset, it can help banks and other companies a more comprehensive and accurate understanding of this enterprise, and thus the financing of the enterprise and other economic transactions to facilitate; it available for the credibility of the collateral, reducing the corporate financing of physical assets in the collateral, guarantees pressure. Therefore, as repairmycreditnowcom ,a Credit Restoration and Education states: A good reputation is everything all about.Then,How to deal with credit restoration?

First, the total amount of spending within six months the percentage of the total amount of more than 30%; far as I know, this is the basic condition, if the conditions are not met, even if the following conditions are met, the amount raised is more difficult; would like to apply to mention faithful attention to the amount of cards this point.

Second, the consumption amount in mind as much as possible, more than the average monthly 10 pen, 20 pen in more than important; here that the consumer in mind and does not include such a situation: in the same business, a short N consecutive brush pen; attention, and should try to avoid this situation, especially credit card number was not actually a lot of cardholders.

Third, the business type as diverse: shopping malls, supermarkets, petrol stations, restaurants, hotels, travel, entertainment and so daily consumption to many; we see what these businesses have a feature? That is, all retailers, rather than wholesale merchants; why banks prefer customers to spend more in retail stores on it? And wholesale businesses as compared to the same amount of consumption in the case of retailers to create profits for the bank much more than the wholesale business. (Note: the so-called retail stores, retail sales of daily operations is based; wholesale business is the wholesale business sales) at the same time, why try to diversify it? Because the bank believes that the more diverse the customer's consumption behavior, indicating more stable customer's spending habits; the other hand, is not. (This can not keep the eggs in one basket, the reason there are similarities, I believe we can understand)

Fourth, wholesale buyers, car, online shopping, Paypal to minimize the use of these. Why small brush wholesale already mentioned, we come here for the rest of the analysis under the categories of consumer behavior: car buyers are generally large sums of consumer behavior, and brush wholesale is the same reason, the merchants on credit card spending, large amounts of low margins, banks are not welcome; online shopping, Paypal even worse, the bank is simply 0 profit.

        For newcomers just entering the job market, work pressure always  risks your health. Therefore, a large dangerous, fixed insurance, accident insurance are more suitable for them.Fortunately when the unexpected disease occurs, bankers life casualty company not only to provide a protection for themselves, but also reduce stress for the family.

        For families, there's a misunderstanding while purchasing health insurance, usually parents focus on the child as the insured point. In fact, the insurance should be the breadwinner of the family, because the whole family's financial mainly from them. Therefore, the only easy to get seriously ill children to buy enough insurance to focus on the family pillar to buy enough insurance.

       Proposed purchase of those specific to the elderly because older type of care lead to disability insurance and accident insurance protection. Some professional health insurance company launched a "health security + health management" function of the products, purchase such a product, is equivalent to the insurance company at the hospital door the old man out of the hospital before and after the lifestyle, exercise, diet control them all , and including the day, how much to eat right, exercise enough each day, to what extent to control blood pressure, etc., not only provides medical care, it has added health protection.

        Social security health insurance and commercial insurance, health insurance have some degree of overlap according to bankers life and casualty, such as social security health insurance with commercial insurance, there will be conflicts of hospitalization. Both are types of insurance reimbursement, compensation under the insurance principle and the principle of non-profits, when the insured also has both, in the hospital when medical expenses reimbursed to choose a party before the other party the amount of insurance within their own reimbursement of the rest. Commercial health insurance in the critical illness insurance, income compensation insurance and social security in the long-term care insurance and work injury and health insurance without any conflict, which is very powerful supplement social security.
 

  
　　1. 山寨 copycatting

　　“山寨”是依靠抄袭、模仿、恶搞等手段发展壮大起来，反权威、反主流且带有狂欢性、解构性、反智性以及后现代表征的亚文化的大众文化现象。

　　This Chinese term literally refers to the mountain strongholdsof bandits. First borrowed to describe rip-off products, it has evolvedto refer also to homemade products, such as video parodies of movies。

    2. 囧 be sunk/sunken

　　网义：郁闷、悲伤、无奈、无语等等，示意很好很强大，指处境困迫，喻尴尬，为难。

　　This is an ancient Chinese character, pronounced jiong. Itmeans “light shining through a window”. Young Chinese use it to expressembarrassment, or a bad mood. Look at the character. Doesn’t it looklike a disappointed face?

    3. 很黄很暴力 very pornographic, very violent

　　网络流行语，语出2007年12月27日CCTV新闻联播一则关于净化网络视听的新闻里，一个名叫张殊凡的小学生接受央视记者采访时说道：“上次我上网查资料，突然弹出来一个网页，很黄很暴力，我赶紧把它给关了。”

　　During a CCTV interview about a new Internet censorshipregulation, a girl said that an uncensored Web page once popped up onher computer. She called it “very pornographic, very violent”. Somebelieve the girl was told to say it by CCTV, so it is now used to mockthe way the network covers news。

　　4. 槑 nuts

　　网络热词，音同“梅”，字由二呆组成，故成为形容人比呆还呆的意思。

　　Pronounced méi, the word is a variant of the word for “梅”. Butit also looks like a double version of the character 呆 (dai)， whichmeans stupid. So netizens have borrowed it to mean “very silly or verystupid”。

　　5. 打酱油 get some soy sauce

　　来源于对一位广州市民的采访，当记者问到他关于一则报道的看法时，他说：关我什么事情？我是来打酱油的。

　　此网络潮语表明：我路过，我不关心的意思

　　When a person in Guangzhou was asked to give his opinion ofthe sex scandal involving Hong Kong star Edison Chen (Chen Guanxi)， theman answered, “It is none of my business. I am just out to get some soysauce.” People have since begun using the words to mean “it’s none ofmy business”。

　　6. 泡良族 pick-up artists

　　所谓泡良族，便是指那些将良家妇女做为猎艳对象，一旦到手，便立刻转身走人、象泡沫一样消失在空气中的那类男人

　　This expression refers to men who seduce married women。

　　7. 凤凰男 Phoenix man

　　所谓“凤凰男”，就是指集全家之力于一身，发愤读书十余年，终于成为“山窝里飞出的金凤凰”，从而为一个家族蜕变带来希望的男性。他们进城市后，娶了孔雀女(城市女孩的代名词)，

　　This expression refers to a man who grew up poor and in thecountryside, but later moved to a big city and married a city girl. Dueto the couple’s different backgrounds and habits, they often encounterproblems。

　　8. 做人不能太 CNN don’t be too CNN

　　西藏拉萨发生了严重的打、砸、抢、烧暴力事件，一些外国媒体在对这一事件进行报道时，出现了大量失实的报道。此句暗指某些媒体失实报道的举动。

　　It emerged in response to foreign media’s coverage of Tibet.Many Chinese thought it was biased. It gained more popularity after CNNcommentator Jack Cafferty’s rude talk of China。

The package didn’t contain instructions. The way the pump works is a bit awkward and, for a while, I really wasn’t sure it was working. Search online looking for air bed manufacturer. Closest I came to helpful advice was.  

What I did: took off the cap and valve from the pump and pumped using my bare foot making sure I was covering the hole with my foot while pressing the pump and letting air in while lifting my foot. Because the sponge pump sends the air in other parts of the mattress, it’s hard to see that the mattress is in fact being inflated. There are two other valves on the mattress but they seem not to be useful. It might have taken me less time blowing the airbed with my mouth, especially given the time I spent looking for instructions. After all, I’m a longtime sax player and a lifetime non-smoker. My lungs are working properly.

To be honest, I did feel rather silly being unsure as to how this inflator worked. And I’m not completely reassured. Even a single diagram without any word would have been quite useful.

Now, we need to find out how long this will last as a mattress. Hadn’t noticed the comments on the Target.com site saying how this airbed may deflate after just a few uses. The box does include a small puncture repair kit. Let’s hope it won’t be needed under normal conditions.

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以星期日开始的月份总有“星期五，13号”这样的一天。

刺猬的心跳平均每分钟300次。

每年中，因蜜蜂而丧生的人比蛇咬要多。

一支铅笔平均可以画一条线35英里长的线或写一封约50000英语单词的信。

更多人喝牛奶比吃其它食物更容易过敏。

骆驼有三个眼睑，以保护自己免受风沙的侵害。

驴子的眼睛长在头部，以使它在任何时候都能够看到四英尺内的事务。

联合国的六种正式语言分别是：英文，法文，阿拉伯文，中文，俄文和西班牙文。

地球是唯一一个不是以神来命名的星球。

人出生时有300根骨头，而长到成人时，只有206根 。

有些蠕虫找不到食物时，会把自己给吃了。

海豚睡觉时睁一只眼，闭一只眼。

在打喷嚏时是不可能睁大眼睛的。

世界上最古老一块口香糖有九千年历史了。

鸡飞的最长纪录为13秒。

伊丽莎白女王一世认为自己是洁净的典范，她说，她每三个月沐浴一次，无论是否需要。

蛞蝓（俗称鼻涕虫），有4个鼻子。

猫头鹰是唯一可以看到蓝色的鸟类。

一名叫Charles Osborne 的男子打嗝69年。

长颈鹿可以用它21英寸长的舌头给自己清洁耳朵。

人平均每天笑10次。

鸵鸟的眼睛大于它的脑袋。

这50个让人惊讶的事情当中，有一条是假的，你知道是哪一条吗？